Call us
A woman holding a card while pointing at a map of Canada with home, bank and travel markers
Up to $1,250
Repay over 91–120 days

Real life hit hard? Get a lifeline of up to $1,250.

Installments matched to your pay schedule. Apply in about 2 minutes.

How much do you need? Tap to choose
Apply for $500
No hard credit check Funds by e-Transfer

Maximum APR 31.99%. A guarantor fee may apply. See a cost example

2 min to apply
online
91.7% same-day
answers*
24/7 apply
anytime

How it works

  1. 1
    Apply online~2 min
    Share your income and bank details.
  2. 2
    Get your answerSame day*
    Apply in business hours for a same-day decision.
  3. 3
    Get your fundse-Transfer
    Sign your contract and the money goes to your bank.

Built to get you back in the game

Installments, not a lump sumBi-weekly payments over 91–120 days
Pay off early, pay less Bigger payments save interest. Ask about our rebate.
Room to adjust Defer a payment with 72 hours' notice ($35 fee).
Works with your bankFunds land where you already bank
  • TD
  • RBC
  • Scotiabank
  • BMO
  • CIBC
  • ATB
  • Tangerine
  • + credit unions

Encrypted application. Your details are only used to review your loan.

What it costs, upfront

REPRESENTATIVE EXAMPLE $500 loan
3 months
Repayment period
Pay off early anytime 91–120 days
Amount borrowed
$500.00
Payments
Bi-weekly
Nominal interest rate
16.63%
Guarantor fee*70% for new customers
$350.00
Maximum APR
31.99%
Total repaid$853.64

*A guarantor fee applies only if you need a guarantor to qualify. Applicants with a credit score over 700 don't need one. A missed payment adds a $45 NSF fee. All rates and fees are shown in your contract before you sign.

Trusted by Canadians

98% recommend us on Facebook
4.86 on Better Business Bureau
FACEBOOK REVIEW
“Process was so fast I was shocked!”
TJay G.Brooks, AB
BBB REVIEW
“Fast and reliable! Very transparent with communication. I have renewed 3x already. I recommend.”
Joy C.Renewed 3 times

Questions

Who can apply?

Residents of AB, BC or ON who are the age of majority in their province (18+ in AB and ON, 19+ in BC), with a steady income and an active bank account.

Will applying hurt my credit score?

No. There's no hard credit check. Lenders may do a soft check, which doesn't affect your score.

What is a guarantor fee?

If you don't qualify on your own, a third-party guarantor (surety) backs your loan so a lender can approve it. The fee is shown in your contract before you sign.

Can I pay it off early?

Yes. Paying early saves on interest, and you may qualify for a rebate.

How fast will I get the money?

Most applicants get a decision the same day during business hours. After approval and signing, funds are sent by Interac e-Transfer.

A woman relaxing on her couch with a warm drink under a Level Complete banner: installment loans up to $1,250

Level complete.
Your turn.

It takes about 2 minutes and won't affect your credit score.

Start my application